What’s a franchise deductible in insurance?
What’s a franchise deductible in insurance?
Franchise Deductible — a minimum amount of loss that must be incurred before insurance coverage applies. A franchise deductible differs from an ordinary deductible in that, once it is met, the entire amount of the loss is paid, subject to the policy limit.
What is the main difference between franchise and group insurance?
Franchise (or Wholesale) Life Insurance is a form of personal coverage issued under individual policies to a group under conditions which are similar to Group Insurance but which do not necessarily qualify under the Group Insurance definition.
What is salvage insurance?
A. In case of claims under various types of insurance policies, the partly damaged goods or the wreck of a car or any machinery or any other property settled on Total Loss Basis is known as “Salvage”. After settling the claim for the full amount the salvage becomes the property of insurance company.
Do cruise ships have pain meds?
I’ve been on a number of older cruise ships that actually have vending machines where you can get things like painkillers. This is usually located outside the medical center and takes quarters. Be aware though, the medicines in these machines are expensive and the majority of cruise ships don’t have them. Dec 10, 2020
What happens if you get sick on a cruise?
Typically, a member of the cruise line’s Care Team will accompany the ill passenger and a companion or family member to the hospital. You will not be reimbursed for any unused portion of your cruise. You will be charged for medical services onboard and in the port of call where you are disembarked.
Can you buy drugs on a cruise ship?
Illegal drugs are not allowed on cruise ships. If you are caught sneaking drugs onto a cruise ship you will likely be handed over to the police and you could face a harsh sentence for drug smuggling. Nov 18, 2021
What does CODE RED mean on a cruise ship?
Outbreak of norovirus or illness Code Red – Outbreak of norovirus or illness. It means the ship must undergo deep cleaning and sick passengers should stay in their rooms. Code Green and Code Yellow indicate less severe problems. Feb 14, 2018
Do cruise ships dump poop in the ocean?
U.S. law allows cruise ships to dump raw sewage in the ocean once a ship is more than three miles off U.S. shores. Ships can dump treated sewage anywhere in the ocean except in Alaskan waters, where companies must comply with higher state standards.
What happens if you jump off a cruise ship?
Frequently, Cruise Ships Stop If Passengers Fall Overboard: If passengers are in trouble falling over on the ship, the ship will stop and return to retrieve them. As part of the search, the crew of the ship will spend several hours looking for the missing passenger, and there may be other ships joining the hunt. Feb 11, 2022
How do you become a ship doctor?
Ship Doctor Job Requirements: Must hold a diploma from an accredited school of medicine. Minimum two-three years of formal post-graduate/ post-registration clinical training. Board certification or equivalent in Emergency Medicine, Family Practice or Internal Medicine. More items…
Does Royal Caribbean have dentist?
While dentistry is not provided onboard, our medical team can assist you with in-port locations for services.
Is there a dentist on Carnival cruise ships?
Cruise ships do not have dentists onboard. On a cruise ship, you’ll find a range of medical personal and a fully stocked medical center but there are no dentists or dental facilities. Oct 5, 2021
Will cruise ships sail in 2022?
Unfortunately, there are still cruises being cancelled in 2022 due to Covid-19. The pandemic has not ended, and some sailings have been cancelled due to too many Covid-19 cases onboard. The good news is that there are not the mass cancellations we saw in 2020. Feb 8, 2022
How much money will I lose if I cancel my Carnival cruise?
From 55 to 30 days before sailing, you will lose 50 percent of your total payment. From 29 to 15 days out, you will lose 75 percent of the total amount paid. If your sailing is 14 or fewer days away, you won’t receive any of your money back. Sep 15, 2020
Is it safe to go on a cruise?
The virus that causes COVID-19 spreads easily between people in close quarters on board ships. If the virus is spreading on board a cruise ship, passengers and crew are at risk for infection, even if they are up to date with their COVID-19 vaccines.
