What is the Wells Fargo Platinum Card?
What is the Wells Fargo Platinum Card?
The Wells Fargo Platinum card* is a straightforward, no-frills credit card that also offers 0% interest on purchases and qualifying balance transfers for 18 months from account opening (16.49% – 24.49% variable APR thereafter). Apr 16, 2021
Is it hard to get a Wells Fargo Platinum Card?
Is it hard to get the Wells Fargo Platinum card? You’ll need good to excellent credit to qualify for the Wells Fargo Platinum card. This is usually defined as a credit score of 690 or better. Issuers also take into account your income, debts and other information.
What is the difference between a Wells Fargo gold and Platinum debit card?
Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Platinum cards charge higher annual fees than gold cards offered by the same provider.
How much money do you need for a platinum card?
While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card. Sep 14, 2021
What FICO does Wells Fargo use?
While Wells Fargo uses FICO® Score 9 for some credit decisions, there are many different credit scores available to consumers and lenders.
Where does Wells Fargo pull credit from?
Wells Fargo uses all three major credit bureaus: Equifax, Experian, and TransUnion. Either one or more credit bureaus may be used when evaluating a Wells Fargo credit card application. Cardholder reports suggest the state you live in may factor into which credit bureau Wells Fargo uses when it pulls your credit report. Jun 11, 2021
What credit score is needed for a Wells Fargo card?
700+ Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. Sep 21, 2021
Which card is better titanium or platinum?
There is not a major difference when you compare the credit cards of the platinum and the titanium tiers. The providers that offer a Titanium credit card often offer them as a step above the Platinum credit cards. You have to fulfill strict criteria to be eligible for holding these cards.
Does the color of your credit card mean anything?
That said, there are plenty of credit cards that are black in color, and many of them aren’t particularly great offers. So while colors such as black, platinum, and gold may have high-end connotations, the color of the card doesn’t necessarily mean anything about the card itself. May 27, 2021
Which debit card is better platinum or titanium?
Both titanium and platinum cards tend to have lower rates of interest. Titanium credit cards generally come with additional benefits that include no late payment fees and no transaction charges. While such offers are not usually found on platinum credit cards.
What is a consumer Platinum debit card?
A Platinum card is a credit card which, as its name suggests, is a card with more prestige and benefits than a gold or regular credit card. Credit cards follow the same logic as the valuing of precious metals! Apr 29, 2016
Does Wells Fargo debit card have purchase protection?
Wells Fargo helps you to protect your cards and accounts with: Zero Liability protectionFootnote 1 1: Your Wells Fargo Debit Card comes with Zero Liability protectionFootnote 1 1 at no extra cost. You will be reimbursed for promptly reported unauthorized card transactions.
What are the benefits of a Wells Fargo credit card?
Wells Fargo Credit Card Benefits Purchase security. Extended warranty. Overdraft protection. Zero liability fraud protection. Travel and emergency assistance services. Roadside dispatch assistance. Lost luggage reimbursement. Travel accident insurance. More items…
Is Wells Fargo owned by China?
The top ranked bank brand is Industrial and Commercial Bank of China (ICBC), a state-owned Chinese bank with a brand value of $47.83 billion in 2016, a 32% improvement compared with 2015’s brand value. Wells Fargo & Co. … Powered by. Plugins Block | Active First Impression First Impression View Policy 90 more rows • Feb 2, 2017
Why are Wells Fargo banks closing?
The bank said the closures are part of its ongoing evaluation of its branch network in light of changing consumer trends. That process has chopped down Wells Fargo’s branch count in the region in recent years from 65 10 years ago to 50, following these latest two closures, according to the FDIC. Mar 2, 2022
