What is an enhanced withdrawal benefit?

What is an enhanced withdrawal benefit?

Enhanced Withdrawal Benefit (EWB) value This is the total premium paid plus a 20% EWB bonus. Anytime the accumulation value earns interest, the EWB value earns enhanced interest at a factor of 105%. For example, if your interest rate is 4%, your EWB value would earn 4.2% (4% x 105%).

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