What does Blanket mean in insurance?
What does Blanket mean in insurance?
What is Blanket Insurance? Blanket insurance is a single property insurance policy that covers more than one type of property at the same location, the same kind of property at multiple locations, or multiple kinds or property at two or more locations.
What is franchise limit?
The Franchise Clause applies the minimum amount of claim acceptable by the insurer. Generally, insurers decide the franchise limit based on the type of insurance and feasibility of recovering the loss from the erring party. Jan 21, 2021
What is difference between deductible and franchise?
Franchise Deductible — a minimum amount of loss that must be incurred before insurance coverage applies. A franchise deductible differs from an ordinary deductible in that, once it is met, the entire amount of the loss is paid, subject to the policy limit.
What is the franchise insurance?
A group plan for groups too small to get typical group coverage. The plan issues members an individual contract with individual underwriting and the same provisions for all. Members typically have the employer’s approval. Known also as wholesale insurance.
What is a franchise insurance plan?
A franchise cover is a reinsurance plan whereby the claims from several policies are aggregated to form a reinsurance claim. Franchise covers are also known as loss trigger covers. Other types of non-proportional reinsurance with aggregate covers are aggregate stop-loss reinsurance and catastrophe covers.
What would the insurance company do if an insured under a whole life policy?
Whole life insurance, also known as traditional life insurance, provides permanent death benefit coverage for the life of the insured. In addition to paying a death benefit, whole life insurance also contains a savings component in which cash value may accumulate.
Do cruise ships have pain meds?
I’ve been on a number of older cruise ships that actually have vending machines where you can get things like painkillers. This is usually located outside the medical center and takes quarters. Be aware though, the medicines in these machines are expensive and the majority of cruise ships don’t have them. Dec 10, 2020
Do cruise ships have doctors onboard?
All major cruise lines have at least one doctor and two or more nurses onboard. These health care professionals must meet specific criteria to practice medicine on a cruise ship. Medical staff is available 24/7 to address passenger medical needs. Mar 5, 2021
Can you get IV on a cruise?
They carry a plentiful supply of motion-sickness remedies as well as mild pain medication and antacids. If your condition requires bed rest and monitoring by the ship’s medical crew, there are beds available in the infirmary, IV fluid therapy, defibrillators and heart monitors and other widely used medical equipment. Oct 24, 2015
Do cruise ships have antibiotics?
Pharmacy stocks are available onboard, which means you will be able to get basic medicines. The size of the inventory varies by ship, but staff will be able to provide you with antibiotics, seasickness pills (often complimentary), aspirin and other common medicines.
How do you become a ship doctor?
Ship Doctor Job Requirements: Must hold a diploma from an accredited school of medicine. Minimum two-three years of formal post-graduate/ post-registration clinical training. Board certification or equivalent in Emergency Medicine, Family Practice or Internal Medicine. More items…
Is there a dentist on Carnival cruise ships?
Cruise ships do not have dentists onboard. On a cruise ship, you’ll find a range of medical personal and a fully stocked medical center but there are no dentists or dental facilities. Oct 5, 2021
What do you call a nurse on a cruise ship?
A cruise ship nurse is a registered nurse whose job is to take care of the health and well-being of all passengers and crew.
What is the maximum age to work on a cruise ship?
Maximum Age for Cruise Employment Although there isn’t a maximum age to work on cruise ships, the unfortunate truth is that cruise lines don’t hire many applicants over the age of 35 years old. That said, there are crewmembers over the age of 35. Many are in management positions after making cruise ship life a career. Jul 16, 2019
Do cruise ship workers get free food?
Do cruise ship employees get free food? Yes, crew members receive free food for working onboard a ship, along with a cabin to sleep in (more on that later). Similar to the guests, crew members have their own buffet style restaurant to get their meals from throughout the day. Mar 11, 2021
