Is Optum and UnitedHealthcare the same?

Is Optum and UnitedHealthcare the same?

Because it is a separate business from UnitedHealth Group and UnitedHealthcare, Optum is not under the same restrictive regulations faced by insurers. This means it can have a higher profit margin than the 15 to 20 percent that’s regulated. Insurers are mandated to spend 80 to 85 percent on medical costs. May 10, 2017