Do cruise ships have jails?

Do cruise ships have jails?

There’s a special place, however, for those who commit serious crimes at sea — the ship’s jail, or “brig” in nautical terms. These steel rooms are located on one of the bottom decks of the vessel, usually near the security office. And if you end up down there, you won’t be staying there for the duration of the cruise.

How do insurance franchises make money?

Most insurance companies generate revenue in two ways: Charging premiums in exchange for insurance coverage, then reinvesting those premiums into other interest-generating assets. Like all private businesses, insurance companies try to market effectively and minimize administrative costs.

What’s a franchise deductible in insurance?

Franchise Deductible — a minimum amount of loss that must be incurred before insurance coverage applies. A franchise deductible differs from an ordinary deductible in that, once it is met, the entire amount of the loss is paid, subject to the policy limit.

What is the main difference between franchise and group insurance?

Franchise (or Wholesale) Life Insurance is a form of personal coverage issued under individual policies to a group under conditions which are similar to Group Insurance but which do not necessarily qualify under the Group Insurance definition.

Can you get antibiotics on a cruise ship?

The location makes it easier to transport patients off the ship quietly and privately if it becomes necessary. The doctors on board can diagnose your illness and prescribe basic medications, including antibiotics. They carry a plentiful supply of motion-sickness remedies as well as mild pain medication and antacids. Oct 24, 2015

Do cruise ships have a dentist on board?

Cruise lines do not have dentists and dental facilities on board. If you suffer from tooth ache or other problems, like a crown or filling coming out, the most you should expect is some help with the pain and assistance on trying to locate a dentist in the next port. Apr 30, 2015

Do cruise ships have nurses?

Cruise ship nurses work aboard cruise ships. They are usually in charge of the ship’s infirmary, which consists of a very small staff that can include other nurses or medics for rotation.

How does travel insurance work for trip cancellation?

What is Trip Cancellation Insurance? If you’re unable to take a trip due to an unforeseeable event, a trip cancellation policy will reimburse you for your prepaid, forfeited and non-refundable costs. Depending on the plan, your policy will help cover costs up to the time and date of your departure. Mar 20, 2022

Does travel insurance cover red tide?

Even though there is a state of emergency over red tide, and the insurance webpage (Allianz) lists red tide as a travel advisory on its homepage, there is no insurance coverage for canceling a trip due to red tide–even if you bought the insurance well ahead of when the travel advisory was declared.

Does travel insurance actually work?

If you prepaid for your trip and cannot cancel without penalty, travel insurance is probably a good idea. If your trip is canceled or interrupted for a covered reason, this protection will cover your reservations.

How do I win a travel insurance claim?

Make sure your initial claim does everything it should. Call your insurance company before you file a claim. … Read your policy. … Keep all receipts. … Ask for everything in writing—bills, invoices, receipts, hotel folios. … Get the cause of delay in writing, if possible. Jun 17, 2021

How do I collect travel insurance?

4 Tips to File a Travel Insurance Claim Trip cancellation claims for medical issues must be supported by a doctor. For pre-trip cancellations due to sickness or illness, you will need to see a doctor and obtain documentation that you are too ill to travel. … Medical emergency claims must be supported by a doctor. Oct 17, 2021

Do travel insurance companies pay out?

Depending on the policy, travel insurance pays out in a wide range of circumstances. Most policies include cover for: lost or stolen bags (with baggage cover an extra in some policies) emergency medical expenses, such as the cost of treatment and getting you home.

What is not covered in travel insurance?

Baggage delay, damage, and loss policies don’t cover everything in your bags. Common travel insurance exclusions include glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones. Mar 17, 2020

Whats the difference between cancellation and curtailment?

Why curtailment is different to cancellation It is important to draw a distinction between cancellation and curtailment. Quite simply, cancellation cover is for when you cannot embark on a booked holiday – where as curtailment cover is in place for when you need to cut short a holiday. Aug 30, 2018