California Court of Appeal Finds Lingering Smoke From Wildfire is not Direct Physical Loss
On the heals of a decision from a federal district court that smoke damaged was a direct physical...
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Quote Quest: Navigating Small Business Property Insurance
Looking for a small business property insurance quote? You’re in the right place. Whether you’re concerned about natural disasters, theft,...
Calculating Social Vulnerability Index by ZIP Code
A paper by Ng, Zhang and Kowal (2025) use the American Community Survey (ACS) data from 2016–2022 were used to...
How to achieve profitable portfolio decarbonization in insurance
Throughout history, insurers have been pivotal in driving social change, enabling human progress, innovation, and prosperity. From seatbelts to vaccines...
Medicaid Advocates Say Critics Use Loaded Terms To Gain Edge in Congressional Debate
In Washington’s debate over enacting steep funding cuts to Medicaid, words are a central battleground. Many Republican lawmakers and conservative...
Gear up: The 2025 sportives await
I’m not afraid to admit that I now exist as a fair weather rider. The feeling of the sun’s rays...
how do i get rid of a UMR blockage with my medical?
hello! i know my issue isn't major, but I need help as I am desperate to solve this. Long story...
Value-Based Pricing for Drugs With Uncertain Clinical Benefits
This is the title of a recent paper by Jiao et al. (2025). Previous studies (e.g., Goldman et al. 2013,...
How to clean boxing gloves: 5 different ways
Boxing gloves are your trusty companions in the ring, helping you train, spar, and throw your best punches, and one...
Join us for Flag Exchange 2025 at Alan Galvez Insurance
This event is designed to honor our flag, Flag Day and the many men and women who have served our...
