What questions might be asked when applying for life insurance?
What questions might be asked when applying for life insurance?
What questions do they ask when you apply for life insurance? Most life insurance applications ask about your medical history, driving record, medications/prescriptions, age, hobbies, job, and history with drugs and alcohol. The answers you provide on your application are verified during the phone interview.
Do life insurance companies check prescriptions?
Yes, life insurance companies check your pharmacy records and prescription history during the application process if you’re applying for a medically underwritten insurance policy.
Can you get life insurance with an autoimmune disease?
With a recent diagnosis of any condition, including auto immune disorders, the insurers will make you wait 3 to 6 months before they can offer you cover. They need to see how your condition develops. After 6 months, you might be able to get the normal price. Jun 7, 2017
Does American Express cover rental insurance?
American Express offers rental car insurance as a complimentary benefit on all American Express-branded credit cards. American Express rental car insurance covers rental car damage or theft, accidental injury, accidental death or dismemberment, and personal property damage. Nov 26, 2021
Does American Express have auto insurance?
It provides secondary insurance that comes after any other primary insurance that you carry. If you max out the benefits that your car insurance covers, your Amex car rental insurance could take over for additional costs. For an additional flat-fee rate per rental, American Express offers premium car insurance.
Does Amex Platinum give you car insurance?
Does my Amex Platinum Card have car rental insurance? Yes, the Amex Platinum Card comes with car rental loss and damage insurance. To be eligible you need to pay for the entire rental with your Amex Platinum Card and decline the CDW offered by the car rental agency. Sep 16, 2021
What does a CDW cover?
The CDW covers damage from theft, vandalism, and traffic accidents, but rarely covers bodily injury liability caused by a traffic accident, per SmartTravel. It’s important to remember that a CDW only covers the damage to your rental vehicle. May 6, 2021
Does American Express cover rental car insurance in Ireland?
Nearly all American Express cards do not offer car rental coverage in Ireland, so unless you have an American Express Centurion (invitation only, cardholders have an average income of ~1.3 million dollars per year) or similar, you’ll need to purchase insurance through Auto Europe or your rental car supplier locally.
Does discover cover rental cars?
Discover card car rental insurance Discover no longer offers car rental insurance on its credit cards. Discover used to offer this coverage, but it’s been eliminated. If you need to rent a car and you want credit card rental car coverage, it’s best to use a different card — if possible, one with primary coverage. Mar 11, 2022
Does American Express cover rental car insurance in Mexico?
The Amex Platinum includes rental car insurance in Mexico, however, Mexico does not recognize American insurance for injury liability. For that reason, you must have Mexican auto insurance when driving in Mexico, whether driving your own vehicle or renting one there. Jan 23, 2020
Does Marriott Bonvoy credit card cover rental car insurance?
Rental car insurance When you rent a car, pay for the entire rental with your Marriott Bonvoy Boundless card and decline the rental company’s collision damage waiver (CDW), you’ll get secondary rental insurance coverage for damage due to theft or collision in the U.S.
Does Amex cover rental car insurance in Jamaica?
No coverage is available for Rental Autos rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. personal or business use only.
Do I need insurance to rent a car?
Do you need insurance to rent a car? No, you don’t need to have insurance because rental cars are already insured. That said, some form of rental insurance is strongly advised because if you rent a car without insurance, you are responsible for any damages to the vehicle.
Is Platinum American Express worth it?
Is the Amex Platinum worth it? The American Express Platinum Card, known for its prestigious benefits and sleek appearance, is a card worth bragging about. Between the numerous travel benefits, reputable concierge service and consumer protections, the card is worth considering if you can stomach the steep annual fee.
What is the difference between CDW and excess insurance?
A Collision Damage Waiver (CDW) is additional protection that reduces your liability for damage if your hire car is stolen or damaged. You usually agree to an excess fee, meaning you’ll cover the cost of any repairs up to this amount. Jan 29, 2020
