What is Transamerica known for?

What is Transamerica known for?

Transamerica has been helping people feel better about the future for more than 100 years. We provide investment, retirement, and life insurance solutions to more than 11 million customers throughout the U.S. But the way we see it, our responsibility goes beyond our clients’ accounts.

What car insurance do I need in Massachusetts?

The Commonwealth of Massachusetts legally requires the following minimum car insurance coverage for the operation of a motor vehicle: $20,000 / $40,000 bodily injury liability coverage. $5,000 property damage coverage. $20,000 / $40,000 uninsured motorist bodily injury coverage. $8,000 personal injury protection.

How can I lower my car insurance in Massachusetts?

5 Ways to Reduce Your MA Auto Insurance Rate Increase Your Deductible. Collision and Comprehensive deductibles in Massachusetts range anywhere from $300 to $2,000. … Drop Extras. You can drop add-on services such as towing and rental car coverage. … Combine Policies. … Ask About Safety Feature Discounts. … Ask About Group Discounts.

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Is Massachusetts a no fault car insurance state?

Massachusetts is a no-fault state which means no matter who causes the accident, PIP will pay these expenses for you or anyone you let drive your car, anyone living in your household, passengers in your vehicle and pedestrians.

Is Geico good in Massachusetts?

According to our rate estimates, Geico is the cheapest option in Massachusetts with an average annual cost of $1,589 for full coverage. After that, USAA, Plymouth Rock, and Arbella Insurance are affordable options. Dec 15, 2021

Can you have 2 main drivers on the same car?

You and your partner can both take out separate policies for the same car. Car insurance policies are for both the vehicle and the driver, so it’s perfectly fine, legal and common for two people to be insured on the same vehicle under separate policies. There are a few reasons why you might consider doing this.

Can I be on two car insurance policies?

Although no laws prohibit you from purchasing two auto policies from two different companies, an insurer will not allow you to purchase two policies on the same car. If you have an auto accident, filing two claims with two different insurance providers constitutes insurance fraud even with two auto policies. Mar 17, 2021

Do all cars in the state Massachusetts must have auto insurance?

Massachusetts state laws require every motorist to carry car insurance. May 18, 2021

What are two ways to buy insurance?

Here are the main routes you can take when getting car insurance — and what to know about each one. Auto insurance direct from the insurer. Car insurance from a captive agent. Car insurance from an independent agent or broker. Car insurance from specialty agencies. May 5, 2021

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What raises and lowers your car insurance?

Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.

Can someone else drive my car in Massachusetts?

People frequently ask, “”What happens if someone else is driving my car and that person gets into an accident?”” The good news is that, in Massachusetts, the insurance follows the car; so if you let your friend borrow your car and they have an accident, in most cases, your policy would pay the damages. Aug 31, 2012

Who can use their phone while driving in MA?

Beginning February 2020, MA drivers can only use mobile devices in “hands-free mode.” Drivers under 18 cannot use mobile devices at all, not even in hands-free mode. For those under 18, any use of a mobile phone while driving (even just for talking) has long been prohibited.

What is the difference between collision and limited collision?

Limited Collision – This is the lowest level of collision coverage. With these types of policies, you are “”limited”” to coverage only if you are not at fault in the accident that caused damage. That’s right, if you have caused an accident there is NOT coverage to fix your vehicle. Jan 29, 2016

Does GEICO have 24/7 customer service?

24 hours a day/7 days a week. Our experienced agents can help you with any paperwork and to manage your policy. Call us if you have any questions about this valuable coverage. Call us at (844) 810-1598 for any changes you need to make to your policy.

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Why is State Farm not in Massachusetts?

But the country’s largest auto insurance company, State Farm Mutual Automobile Insurance Co., has so far stayed out of Massachusetts, depriving the market of a competitor that has the size and scale to grab market share and potentially push premiums lower. State Farm insures about one in five cars nationwide. Nov 26, 2011