What is the birthday rule?
What is the birthday rule?
• Birthday Rule: This is a method used to determine when a plan is primary or secondary for a dependent child when covered by both parents’ benefit plan. The parent whose birthday (month and day only) falls first in a calendar year is the parent with the primary coverage for the dependent.
What does ot mean in auto insurance?
Other Party OT – Other Party or Other Person. OTC – Other Than Collision. OV – Other Vehicle.
What are the 5 types of auto insurance?
Here’s a review of the most popular types of auto insurance. Liability car insurance. Physical damage car insurance. Rental insurance. No-fault or personal injury protection. Uninsured/underinsured motorist coverage. Jan 13, 2022
What are the 5 deadliest cars?
Nissan Versa (2015-19) … Kia Forte (2015-18) … Hyundai Elantra (2011-16) … Fiat 500 (2012-19) … Nissan Versa Note (2016-2019) … Chevrolet Sonic (2012-2020) … Hyundai Accent (2012-2017) … Ford Fiesta (2014-2019) Used car shoppers be warned: avoid the Ford Fiesta. More items… • Jan 31, 2022
What is the most reliable car brand?
Lexus The most reliable vehicle in the survey was the Lexus GX SUV, which got a perfect score of 100. The Chevy Tahoe and GMC Yukon, which share virtually all of their parts, tied for last…with two points. … EV Reliability May be a Myth. Ranking Brand Score 1 Lexus 76 2 Mazda 75 3 Toyota 71 4 Infiniti 69 24 more rows • Nov 22, 2021
Which car has the most accidents?
Car Models with the Most Accidents Subaru WRX. Hyundai Elantra GT. … Subaru Impreza. … Toyota Prius C. … Honda HR-V. … Jeep Wrangler Unlimited. … Mazda3. Percentage of Mazda3 drivers with a prior at-fault accident: 24.37% … Hyundai Veloster. Percentage of Hyundai Veloster drivers with a prior at-fault accident: 24.30% … More items…
Which is the best car for beginners?
Top 6 Cars to buy for Beginners and Young Drivers Maruti Suzuki Alto. Maruti Suzuki Alto is one of the best cars for beginners. … Maruti Suzuki Swift. … Maruti Suzuki Wagon R. … Maruti Suzuki Ignis. … Maruti Suzuki S-Presso. … Maruti Suzuki Dzire.
What is the most reliable first car?
The 15 Best Used Cars For First-Time Drivers 2001-present Honda Civic. Honda. Starting price: $5,000 and up. … 1999-2006 Toyota Celica. Toyota. … 1998-2004 Toyota Tacoma. BMW. … 2005-2014 Ford Mustang. Ford. … 1998-2005 Lexus IS300. Lexus. … 2006-Present Honda Fit. Honda. … 2002-2007 Toyota Highlander. Toyota. … 2002-Present Honda CR-V. Honda. More items… • Jun 12, 2015
How many miles should a used car have?
To determine whether a car has reasonable mileage, you can simply multiply 12,000 by its age. That means good mileage for a car that’s 5 years old is 60,000. Significantly more or fewer miles could indicate a problem or trouble in the future. Jun 16, 2020
What is the meaning fidelity insurance?
Legal Definition of fidelity insurance : insurance against loss caused by the dishonesty or nonperformance of an employee of the insured.
What are the 2 types of insurance?
There are two broad types of insurance: Life Insurance. General Insurance. Oct 22, 2021
What is insurance class 11?
Insurance Insurance is a contract between the insurer and insured in which insurer agree to make good the loss of insured on happening of an event in consideration of a regular payment called premium. Apr 22, 2019
What three types of auto insurance coverage are the most important to have?
Now, there are a bunch of different types of car insurance. The most important ones are liability, comprehensive and collision coverage. We’ll call them the Big Three. Think of them as the basics—coverage you can’t afford to go without. Jan 18, 2022
Is car insurance cheaper for older cars?
Older cars are cheaper to insure than newer cars, all else being equal. An older vehicle is cheaper to insure mainly because older cars are less valuable, so an insurer won’t have to pay out as much in the event of a total loss. Jun 9, 2021
How do insurances work?
The basic concept of insurance is that one party, the insurer, will guarantee payment for an uncertain future event. Meanwhile, another party, the insured or the policyholder, pays a smaller premium to the insurer in exchange for that protection on that uncertain future occurrence.
