Swiss Re upgrades underwriting calculator to better assess coronary artery disease risks

Swiss Re upgrades underwriting calculator to better assess coronary artery disease risks | Insurance Business Canada

Reinsurance

Swiss Re upgrades underwriting calculator to better assess coronary artery disease risks

Revamp also features consolidation within reinsurer’s Life Guide

Reinsurance

By
Kenneth Araullo

Swiss Re has upgraded its Life Guide underwriting manual, introducing an enhanced Coronary Artery Disease (CAD) calculator.

This tool is now available to more than 25,000 Life Guide users across 800 companies in 100 countries.

The updated CAD calculator is designed to streamline the underwriting process, enabling underwriters to more accurately assess the appropriate premiums based on an individual’s cardiovascular health. The calculator helps underwriters evaluate various risk factors, including CAD diagnosis, medical history, treatment types, and comorbidities.

The update also features a new interface that consolidates CAD ratings within Life Guide, along with an interactive 3D heart model that assists underwriters in visualizing risk more effectively.

With CAD being one of the leading causes of death worldwide, it remains a key area of focus for medical underwriters. The previous version of the CAD calculator, released in 2018, was one of the most widely used tools within Life Guide, averaging 300,000 hits annually on a global scale.

The enhanced CAD calculator is part of Swiss Re’s broader efforts to update Life Guide annually. These updates include new rating pages aligned with the latest medical research and improvements in the manual’s usability, navigation, and functionality.

Life Guide is ranked as the industry’s top global underwriting manual, according to NMG Consulting studies. It is supported by Swiss Re’s experts, who ensure that the manual reflects the latest developments in medical, regulatory, and technological fields.