How to Pick the Best Commercial Auto Insurance

Liability coverage

The property damage you caused to another’s property, and any injuries to third parties due to the accident are covered by liability insurance. 

Collision coverage

If your car flips over or is involved in an accident with another vehicle or object, collision coverage, often known as collision insurance, can assist cover the costs of the damage. 

Rental reimbursement

While your vehicle is being repaired due to a covered insurance claim, rental reimbursement coverage helps you cover mobility costs like a rental car or public transportation fares. 

Comprehensive coverage

Your vehicle’s damage from theft, vandalism, water, fire, and other covered dangers is covered. 

Personal injury protection

It protects against physical harm or death from an accident caused by you. In most circumstances, it also provides you with a legal defense.   

Because covered claims are paid regardless of who was at fault in an accident, personal injury protection, or PIP, is frequently referred to as no-fault insurance. 

Uninusured or underinsured motorist coverage

Uninsured motorist insurance pays for your injuries. In some cases, any property damage brought on by underinsured motorists is also incorporated when the at-fault driver doesn’t have enough insurance. 

Medical payments coverage

If you are hurt in an automobile accident, medical payments coverage will cover your medical expenses. The medical costs of those people riding in your car are also compensated.