AMA proposes total ban on use of genetic test results in life insurance underwriting
AMA proposes total ban on use of genetic test results in life insurance underwriting | Insurance Business Australia
Life & Health
AMA proposes total ban on use of genetic test results in life insurance underwriting
Genetic testing’s impacts on Australians highlighted
Life & Health
By
Roxanne Libatique
The Australian Medical Association (AMA) is calling for a total ban on life insurers using genetic test results in their underwriting processes.
Its push is part of a broader discussion on the impact of genetic testing on life insurance practices in the country.
Impacts of genetic testing
The AMA’s submission to the Australian Treasury addressed concerns over genetic discrimination, highlighting how such practices can dissuade individuals from participating in genetic testing and genomic research. These activities are crucial for advancing healthcare by identifying early treatment options that could potentially save lives, it said.
One notable aspect of the AMA’s submission is the emphasis on the negative implications of fear among consumers. The concern that undergoing genetic testing could lead to being denied insurance coverage is a significant deterrent, it said, despite the potential health benefits and advancements in care that such testing offers.
CALI highlighted the importance of federal intervention to prevent Australians from being dissuaded from genetic testing, which is increasingly seen as a vital tool for managing personal health.
CALI CEO Christine Cupitt underscored the urgency of adopting regulatory measures.
“With genetic testing becoming more prevalent in the community, now is the time for Federal Government regulation to ensure that no Australian is deterred from taking a genetic test to proactively manage their health,” she said in a recent statement. “It has never been the intention of the life insurance industry to deter people from taking genetic tests that give them more information about their overall health.
“Australia’s life insurers have never, and would never, require someone to take a genetic test for the purposes of underwriting.”
Related Stories
Keep up with the latest news and events
Join our mailing list, it’s free!
