What’s the difference between basic life and AD&D?

What’s the difference between basic life and AD&D?

Both AD&D and ADB life insurance policies only pay out in the case of accidents. The main difference is that an ADB policy may only pay out for a fatal accident, while AD&D policies can also pay out for accidental dismemberment and certain accidental injuries.

See also  What are 3 things you need to consider when buying life insurance?