What limits the amount that a policyowner may borrow from a whole life insurance policy?

What limits the amount that a policyowner may borrow from a whole life insurance policy?

What limits the amount that a policyowner may borrow from a whole life insurance policy? Cash value – The amount available to the policyowner for a loan is the policy’s cash value. If there are any outstanding loans, that amount will be reduced by the amount of the unpaid loans and interest.