What is the difference between express term and traditional term life insurance?

What is the difference between express term and traditional term life insurance?

ExpressTerm is a simplified issue, or no medical exam, term life insurance policy. In addition to not requiring an exam to apply, the key differences between the policies are that ExpressTerm only offers up to $250,000 in coverage, but you apply directly online and can receive an approval decision in less than an hour. Jan 24, 2022