What happens if the owner of a health insurance policy dies before the insured?

What happens if the owner of a health insurance policy dies before the insured?

If the death benefit is payable on the policyholder’s death, the benefit would be paid to the appointed nominee, beneficiary or legal heir of the insured. Health insurance plans cover medical expenses incurred if the insured is hospitalised. They also have the concept of policyholder and insured members. Nov 12, 2020