Is medical test required for LIC Jeevan Amar?

Is medical test required for LIC Jeevan Amar?

Under this plan, there two categories of premium 1) Non-Smoker and 2) Smoker Rates. You can choose anyone option. However, if you have chosen the Non-Smoker category, then you have to undergo the additional medical examination like Urinary Cotinine Test.

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