How do insurance companies make money on return of premium life insurance?
How do insurance companies make money on return of premium life insurance?
Insurance companies make money when they don’t have to pay out the death benefit, so they’re banking on the odds that you’ll outlive the policy, surrender it, or let it lapse. They invest the premiums you pay to generate more income for the company, which allows them to pay claims and fund their business operations. Jun 21, 2021
