Does Navy Federal do a credit check to open an account?

Does Navy Federal do a credit check to open an account?

We’ve long said that when you join Navy Federal Credit Union (NFCU) they will do a hard pull on your credit report. Reader John points out that this isn’t always the case but there is some variance. The take aways are: When opening a savings account directly there is almost no chance a hard pull will be doing. Jul 14, 2021