Wawanesa Auto Insurance Company Review
I started Insurance Blog by Chris™ because I have a passion for insurance. Here at the blog, our job is to educate and inform people about the best insurance for them.
Since then, we have grown into national brands with a large team of researchers helping people understand all forms of insurance.
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Written by
Chris Huntley
Founder of Huntley Wealth & Insurance Services
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states.
After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insu…
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Reviewed by
Rachael Brennan
Licensed Insurance Agent
UPDATED: Mar 25, 2022
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Here’s the Scoop
Wawanesa is a Canadian insurance company
Wawanesa only provides coverage to two U.S. states
You can access your Wawanesa account online
Insurance is a well-known tool to help protect your home, car, and possessions. With so many insurance companies filling today’s market, it can be difficult to determine the right one for your needs. If you live in California or Oregon, Wawanesa might be a good choice.
Wawanesa has provided U.S. residents with coverage for years, though based in Canada. Keep reading this Wawanesa insurance review to learn more about the coverage this company offers and discover if it is the right fit for you.
What is Wawanesa?
A Canadian company, Wawanesa Insurance provides coverage to Canadians and U.S. residents. Currently, it only offers coverage in these two U.S. states:
Wawanesa first opened its doors for business in 1896, and in 1975, it began providing insurance coverage to U.S. residents. CEO Jeff Goy currently leads the company. The company’s executive offices are located in Winnipeg, Canada. You can call 800-640-2920 or email [email protected] to learn more about this company.
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What policy management tools does Wawanesa offer consumers?
Wawanesa empowers its clients to stay in control of their policies no matter where they find themselves. For example, if you have a Wawanesa car insurance policy, you can use your online Wawanesa account to:
Access digital copies of your insurance ID Card
Access your roadside assistance cards
Make your policy payments
View your policy details
View your claims information
Make payment plan changes
Update your policy
However, if you’d like to manage your policy traditionally, you can always mail your payments to P.O. Box 85048, San Diego, California 92186-5048.
What insurance products does Wawanesa offer?
Wawanesa customers in Oregon and California don’t have access to the same insurance products. Below, you can see which products Wawanesa offers in different states:
Wawanesa Insurance Products by State
CaliforniaOregon
CarCar
RentersRenters
CondoPet
Home
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While Oregon residents may not have access to all insurance options available to those living in California, Oregon pet owners can procure insurance to protect their four-legged friends. The pet insurance coverage provided through Wawanesa includes prescription drugs, behavioral therapy, and cancer treatment.
Does Wawanesa sell life insurance?
While Wawanesa does own a life insurance company that supplies both whole and term life insurance products, these products are not available for purchase by U.S. residents.
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Are Wawanesa Auto Insurance Company rates affordable?
Sample rates aren’t available on the Wawanesa website, but you can use the company’s free online quote tool to get a quote quickly. If you are shopping for car insurance and would like to start planning your budget, you can review the chart below to discover the average cost of insurance in your state:
Average Monthly Comprehensive Car Insurance Rates by State
StatesAverage Monthly Comprehensive Rates
*Industry Average$157
Alabama$135
Alaska$93
Arizona$139
Arkansas$108
California$172
Colorado$168
Connecticut$149
Delaware$148
District of Columbia$155
Florida$164
Georgia$165
Hawaii$99
Idaho$78
Illinois$93
Indiana$105
Iowa$105
Kansas$147
Kentucky$170
Louisiana$227
Maine$86
Maryland$172
Massachusetts$102
Michigan$192
Minnesota$99
Mississippi$158
Missouri$138
Montana$167
Nebraska$139
Nevada$134
New Hampshire$106
New Jersey$146
New Mexico$140
New York$193
North Carolina$110
North Dakota$143
Ohio$92
Oklahoma$121
Oregon$154
Pennsylvania$128
Rhode Island$229
South Carolina$112
South Dakota$137
Tennessee$103
Texas$152
Utah$138
Vermont$92
Virginia$109
Washington$123
West Virginia$116
Wisconsin$106
Wyoming$146
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As you can see, rates can change dramatically from one state to another, but your location isn’t the only factor influencing how much you pay for insurance. Your credit score, driving history, and car type also feeds into your rate calculation.
Does Wawanesa offer discounts?
Wawanesa offers various discounts that can help you lower your car and home insurance rates. Money-saving opportunities with Wawanesa include:
Affinity Discount
Anti-Theft Discount
Multi-Policy discount
Defensive Driver Discount
Loyalty Discount
Multi-Car Discount
Good Driver Discount
Mature Driver Improvement Course Discount
Residence Protection Device Discount
Gated Community Discount
Non-Smoker Discount
Sprinkler System Discount
Water Alarm Discount
Discounts vary depending on where you live. When requesting quotes online, always check to see which discounts are available to you.
Is it easy to file a claim with Wawanesa Auto Insurance Company?
Wawanesa makes it easy for you to file a claim whether you live in California or Oregon. If you’ve suffered a covered loss, you can call 1-888-929-2252 or begin your claims process online.
Here’s a tip to help your claim process go smoothly: take photos and detailed notes before filing your claim. Compiling evidence can help your insurance company get your claim processed quickly.
You should also have your policy number handy, but if you can’t find your policy documents, Wawanesa can use other methods to verify your information.
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Is Wawanesa highly rated?
A.M. Best gives Wawanesa an A-rating, indicating that this insurance company has the financial strength to pay out any claims you may need to file. If you’re primarily concerned with receiving great customer service, you’ll be happy to learn that Wawanesa has earned an A+ rating from the Better Business Bureau.
Does Wawanesa give back to the community?
Wawanesa reports that the company makes donations to organizations that provide social services, promote public health, and improve education. Unfortunately, Wawanesa doesn’t name any of these organizations or provide documentation on its website to support these philanthropic claims.
What You Need to Know About Wawanesa Auto Insurance Company
Wawanesa is a reliable company that provides services to U.S. residents for over 40 years. However, only individuals living in California and Oregon can get coverage through Wawanesa. If you live beyond those states, you can shop online to find an insurance company that’s right for you.
Even in Wawanesa’s coverage areas, insurance products are limited. For example, Ohio residents can’t purchase home insurance through Wawanesa, and people living in California can’t gain access to pet insurance through Wawanesa.
While you can utilize Wawanesa’s user-friendly website to maintain your policy 24 hours a day, you may want to shop for insurance elsewhere to obtain coverage for all your insurance needs through one company.
