Should I give my life insurance money to the estate?

My dad passed away last month, he was on hospice and worked for 6 months to ensure everything after his death was lined up to be paid for and what not. He left his sister, my Aunt, as a trustee for his estate for 10 years and then after that it goes to my sister and I, according to his will. He had a 100k life insurance policy with the beneficiary listed as his parents, whom are dead. So the life insurance rep said it automatically goes to my sister and I. While talking to my aunt, she told me that money is for the estate and I need to give it to her to pay for bills and taxes and such. I didn’t know about the policy until I called regarding a small life insurance policy my dad had on me for if i died. She is the one that gave me the paper to call about the policy he had on me, but didnt tell me about the 100g policy. Apparently she had tried to call and cash it out for herself but couldnt and instead of being upfront with me about it, she told me to call aboit the other policy and then the rep told me about the life insurance. I don’t mind if that’s actually what it is for, but my dad sold a bunch of equipment and had other large insurance payouts and told me repeatedly all expenses should be covered for a few years. I don’t know if she just wants the money, or what is going on. We are not close at all and never really spoke before my dad passed. I don’t want to keep the money and then jeopardize not getting his property after the 10 years, because he also frequently told us how much he wanted us to have it. I also asked her multiple times before i knew about any life insurance money, what i could do/pay for because i knew it was a lot for one person to try and deal with. She repeatedly told me she had it covered and not to worry about it. And I’m hella poor and she is rather well off, that doesnt really matter probably but im adding it. What do I do? oh and one of my dad’s friends told me that when their parents died he was supposed to get the house, since he paid for it and its what him and his parents agreed on, and somehow my aunt ended up with it and he didn’t do anything because he didn’t want to make a fuss. I am kind of that way, but I will make a fuss if someone is fucking with my family.