Scam?

I recieved this weird letter in the mail today, I’m unsure if this is some form of scam or cheat to claim someone’s life insurance:

Apologies if my letter came to you as a surprise, since there has been no previous correspondence between us. There is an unclaimed "permanent life insurance policy" held by our deceased client.

The transaction pertains to an unclaimed "Life Insurance Policy" ("LIP") savings monetary deposit in the sum of Eleven Million, Five Hundred & Fifty Thousand, and Three Hundred United States Dollars ($11,550;300.00). The policy holder was one of our clients, Late <redacted>, who was a Real Estate Investor and precious stone dealer. He was a Covid-19 Victim, who died about 2 years ago. Since His death, no one has come forward for the claim and all our efforts to locate his relatives have proved

The insurance company code stipulates that "Insured Permanent Policies" not claimed must be turned over to the abandoned property division of the state after 2-3 years.

Therefore, l ask for your consent to be in partnership with me for the claim of this policy benefit, in view of the striking similarity in same last name and nationality with the deceased. If you permit me to add your name to the policy, all proceeds will be processed on your behalf. I wish to point out that I want 10% of this money to be shared among charity organizations while the remaining 90% will be shared between us.

This is 100% risk free; I do have all necessary documentation to expedite the process in a highly professional and confidential manner. I will provide all the relevant documents to substantiate your claim as the beneficiary. This claim requires a high level of confidentiality and it may take up to twenty (20) business days, from the date of receipt of your consent.

submitted by /u/25mL
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