Reputable agent?
Wife recently got a term life policy through a popular online broker. The agent on the phone filled out the application for her based on her answers and she was approved that day. However, the agent had her answer "no" to some sections as if she had more information about the background of the questions that we did not.
For example, my wife had been prescribed various asthma medications but has never officially undergone an asthma test. The medications helped her breath better but a few years ago when we moved she found out that it was mold in the apartment. When the question asked "Have you consulted a licensed health care professional regarding or have you been diagnosed with asthma" she was instructed by the agent to answer no. When challenged, the agent said it was because it turned out to be mold and not real asthma. Is this legitimate or should we be concerned about this agent. If the agent led her wrong what should her next steps be?
submitted by /u/Interesting-Tie7232
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