Occidental Life Insurance Company of North Carolina Reviews

Advantages of Occidental Life Insurance Company of North Carolina

Thinking of choosing Occidental Life Insurance Company of North Carolina? Reviews online point out several selling points. They offer several types of coverage, including term, whole, and universal life insurance policies. Their plans are customizable, with a long list of available riders that can ensure your policy provides the level of coverage you need. This includes common riders, like accelerated death, and less common riders, such as confined care.

After purchasing your policy, there’s a 10-day-look period where you can cancel your policy and receive a full refund. Following this initial refund period, you can still cancel your policy but there may be fees involved, or no refund available.

Premium payments can be made monthly, quarterly, or annually, which allows for some flexibility.

While you can’t get a quote from Occidental online, the company has a customer portal where you can access information on your policy and download the forms to begin the claims process.