Need a policy for a 79 year old woman.

To start I don't know much about insurance but my grandfather passed away 6 months ago and he had two whole life insurance policies worth 5k each. Turns out he borrowed from both policies and the death benefit from both of those policies were JUST enough to give him a service and have him cremated.

Now come to find out it's the exact same thing for my grandmother. She has two whole life insurance policies worth 5k each with AIG(now Corebridge) and she borrowed from both those policies and I check the death benefit and all together its $5,900 which is clearly not enough.

So my question is will she be abled to get another life insurance policy at her age? And if so is it possible she'll be qualified for at least 20k? She has medical conditions such as atrial fibrillation, stage 3 kidney disease and dementia.

P.S: I know most policies have a 2 year waiting period but I honestly don't know if she make it another two years and suggestions for affordable insurance is greatly appreciated, I'll be paying the premiums.

submitted by /u/A_Marie_8414
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