My mom has an epic crap ton of preexisting conditions/health issues. What are her options as far as life insurance goes?
To say my mom has preexisting conditions is like saying there's a little bit of water in the ocean. I asked her some of her conditions were today and she named like 7 and that wasn't even close to being all of them. She's been in a coma for 6 days, she's had open heart surgery, she had stints put in, she just found out today she has serious lung issues and will have to use a nebulizer occasionally. She has type 2 diabetes and has had it for many many years. She's extremely over weight. She has turner's sydrome, she doesn't have it as bad as some people but she definitely has it still. The list goes on, there's all kinds of stuff I'm missing I just can't keep track of it all. Her pill box or meds she takes looks like a CVS.
She is just wanting to know if she has any choices whatsoever when it comes to life insurance because she recently started getting disability and she's getting $1400 so she has a good bit of money now when combined with my stepdad's income because he works full time. And they live in an extremely poor and low cost of living city in the U.S.
Does she have any options at all for life insurance? I've heard people mention guaranteed issue and final expense. Could she even get those?
submitted by /u/chillperfectionist
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