My Father Who Passed - Is A Beneciary. - Insurance News Magazine

Hello All – My question is a little complex. But, I'm gonna try to simplify it a bit. Please let me know if I can clarify anything.

My dad passed a year ago.

His dad – my grandfather, was still living at the time. But, he quickly went downhill and passed roughly six months later. After his passing, my grandfather's wife reached out to us stating that there was a policy in my dad's name and that we needed to provide a death certificate in order for them to process payment to dad's next of kin. It seemed a little strange considering we'd just gone through the process with my dad's life insurance, and in that situation, the agency would only discuss payout, etc with my mom – the beneficiary.

We didn't place the reason things felt a little off. Instead, we sort of adopted the mindset that if we were meant to have it, we would. We moved on.

The issue is that my dad was the primary breadwinner and while my dad did leave a policy, after paying for the services and bills, there was little left. My point is there if there is something that my grandfather left behind for my dad/dad's family, I feel that we should have it.

It's been several months since we sent over the certificate and are yet to hear anything back. Here are my two questions:

1.) Is there any possibility that his wife did something shady?

2.) Is there any way to locate a policy in my deceased father's name?

Thanks.