Is there a life insurance company that only rates for/asks the alcohol abuse question back 5 years?

Is there a company that only asks the alcohol question back 5 years? Better yet, is there any company that doesn't penalize or table rate alcohol treatment outside of 5 years?

Here's are the details:

Treated for alcohol abuse in 2020. Has maintained complete abstinence since that time with documented history of employment and stability.

Attained age when when last day of use is outside of 5 years: 49 — however, will turn age 50 eight days after that date.

I'm new to life insurance and only sell for one company (that asks back 10 years).

Without this factor, height/weight, chl, hdl, health, and other questions are are all coming in as "better than average" according to calculators and giving a the top preferred rate. With the treatment outside of 5 years, risk drops to a substandard table rating and improves over time until outside of 10 years.

Currently, MIB is clear. No application has ever been submitted.

I feel like I've heard about companies that only ask back 5 years. Again, I'm new to life insurance. I may not be asking the right questions or thinking about this correctly. My primary goal is to provide the best advice in this situation.

submitted by /u/Ok-Vermicelli-8155
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