In force illustration , keep or let go??

Omaha accum UL policy

Bought in 2012, paid 173/ month premium asked for inforce illustration this is what they said what should I do? I was under the influence it mature but apparently this policy will only lapse any advice is appreciated. Please keep it simple terms idk much about these

In force illustration “Based on the current face value and premium, projects the policy will continue to age 80. Based on the current face value and premium with a level death benefit, projects the policy will continue to age 80.”

POLICY PROJECTION If no additional premiums are paid, this policy will Lapse on:

APRIL 10, 2030 Based on the Guaranteed Minimum Interest Rate, guaranteed maximum Cost of Insurance Rates, guaranteed maximum Premium Charges and guaranteed maxmium Monthly Charges. FEBRUARY 10, 2032 Based on the current interest rate, current Cost of Insurance Rates, current Premium Charges and current Monthly Charges. Current rates and charges are not guaranteed.

If Planned Premiums are paid when due and according to the payment Mode selected, this policy will Lapse on: FEBRUARY 10, 2037 Based on the Guaranteed Minimum Interest Rate, guaranteed maximum Cost of Insurance Rates, guaranteed maximum Premium Charges and guaranteed maximum Monthly Charges. JUNE 10, 2042 Based on the current interest rate, current Cost of Insurance Rates, current Premium Charges and current Monthly Charges. Current rates and charges are not guaranteed.

submitted by /u/Haunting-Ad1794
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