How is Pacific Life life insurance ?
Just approved for 1mil, 25 year term insurance with Pacific life (Preferred best category) without a medical test. $47 premium/month.
I shopped with Zander and policy genius. Zander provided pacific life without a medical test. Policygenius provided brightlife without a medical test. I was also open to take a medical test.
Their (online brokers) quotes for the insurance providers seemed cheaper than two local brokers I reached out to. In my own research, I found pacific life to be better rated than the other ones I was provided online.
Mass mutual haven life and north western mutual had higher rates as well. Should I consider these ? They come recommended online and by some acquaintances.
Other companies I currently ruled out from the online quotes: Brightlife, AIG, prudential, Lincoln, banner, protective .
I’ve got time till Oct 15th to confirm the policy. Should I still shop around for more ? Is this good enough? What else should I consider ?
Info: 34 year married with spouse. Good health, no nicotine use.
submitted by /u/FennelNo4465
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