My mom has a small whole life policy on her boyfriend. She pays the premiums and she is the beneficiary. She suddenly passed a couple of weeks ago. She was given 6 mos, by the doctors, but only made it two months. So, we didn’t get a chance to change the beneficiary to me. I know her boyfriend won’t be able to make the premiums. We really don’t have anything to say to each other and he has his own house. So, I don’t anticipate seeing him in the near future. I had full power of attorney on my mom. I know that expired when she died. I also know her boyfriend has his own policy. My question is, can I get the cash value from this policy? I will have to close my mom’s bank account but the premiums are automatically withdrawn. I don’t want to keep paying them myself. There wouldn’t be anyone to inform me when he died anyway. He’s old and not in best health. Should I just give him the policy info and let him deal with it? I could use the money especially now. Don’t suggest a lawyer because I couldn’t afford it and the cash value is only $1500.

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