I was sent a letter saying I’m the beneficiary for a friend that passed last year. This came as a surprise. I know he was estranged from family but I never considered he even had a policy let alone would choose me. Long story short he became pretty Ill and it looked like the end. His step son stepped in to help with his care and I had moved out of state for my husband’s job but we still kept contact. (He lived several more years beyond expectations. I sent in the paperwork the company requested and a couple weeks later received a call from the company telling me that the deceased sister is contesting the beneficiary. He said that there was an attempt made 5 or so years ago to change the policy to her but it was denied. (This would be around the time he was very ill.) I’m confused because if it wasn’t approved how would she even be able to contest? The agent told me since I didn’t know I was left it and the family is sure he meant to change it I should waive my claim. If he truly wanted his sister to have it I want to do that. I want his wishes honored but the agent won’t tell me any other information like why the change was denied. He just said that he believes my friend meant to have it changed. If it was something silly like a paperwork error I’d be fine with that but if it was denied due to suspected forgery or coercion I’m not. I know he didn’t get along with his family and although we didn’t talk as often the past few years I would take him to breakfast when in town or meetup and he never said a word about any of this. I’m not sure what I should do? They wouldn’t tell me the amount either. I don’t want to go through the hassle of a lawyer and court for a few hundred bucks. If I am the beneficiary as they say shouldn’t I be able to get a copy of the policy?

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submitted by /u/Sufficient_Way775
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