Does Progressive auto insurance cover windshield replacement?
D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series.
His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S…
Full Bio →
Written by
D. Gilson, PhD
Professor & Published Author
Benjamin Carr was a licensed insurance agent in Georgia and has two years’ experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.
Full Bio →
Reviewed by
Benji Carr
Former Licensed Life Insurance Agent
UPDATED: Dec 30, 2021
Advertiser Disclosure
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.
Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
Quick Facts
Progressive windshield replacement is covered by comprehensive and collision auto insurance
A front windshield replacement will often result in the cost of your deductible
Florida, Kentucky, and South Carolina require that the cost of windshield repair and replacement is waived
Progressive like other standard auto insurance companies covers windshield replacement. However, Progressive windshield replacement depends on your coverage and the type of claim that is filed.
Windshield replacement can be covered by comprehensive and collision auto insurance. If the claim is caused by anything other than an accident it will be covered by comprehensive auto insurance. By contrast, if the claim is the result of an accident, it will be handled by collision coverage.
Damage to a windshield that is less than six inches can typically be repaired. Repair is also covered by comprehensive or collision auto insurance. If damage to a windshield is more than six inches, a replacement is required.
Search affordable Progressive windshield replacement comprehensive and collision coverage for free by entering your ZIP code in the tool above.
Progressive Windshield Replacement
Front windshield replacement under Progressive auto insurance, is covered by comprehensive insurance for all claims that are not the result of an accident or collision.
It’s important to file a claim as soon as possible in the event that your windshield breaks or a crack appear. The cost of windshield replacement with auto insurance coverage shouldn’t be too expensive. It’s typically the cost of your deductible for whichever coverage type is being used, comprehensive or collision.
The factors involved in determining the replacement price are:
Vehicle’s make and model
Location
Type of glass used
Your state can also play a part in the cost of your front windshield replacement. If you have comprehensive coverage in certain states like South Carolina, your deductible can be waived bringing your total out-of-pocket cost to $0.
State Require companies to waive the deductible for both windshield repair and replacementRequire companies to waive the deductible for all auto glass that you can see out of, not just the windshieldRequire insurers to offer customers the option of a $0 glass deductible plan
Alabama
Alaska
Arizona
Yes
Arkansas
California
Colorado
Connecticut
Yes
District of Columbia
Delaware
Florida
Yes
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
YesYes
Louisiana
Maine
Maryland
MassachusettsYes
Michigan
Minnesota
Yes
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
Yes
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
YesYes
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
#blank##blank##blank#
Your life insurance quotes are always free.
Secured with SHA-256 Encryption
Windshield Repair vs. Replacement
While Progressive windshield replacement and repair are similar, there are distinct differences. The main distinction is that windshield repair is called for when the damage is smaller than six inches and windshield replacement is necessary when it is greater than six inches.
Both windshield repair and replacement can be covered with comprehensive or collision insurance, but windshield repair often won’t result in any out-of-pocket costs.
What are average windshield replacement quotes?
Without auto insurance, windshield replacement for damage longer than six inches can cost at least $200. Other factors like the make and model of the vehicle, the type of glass used, and special features of the glass affect the pricing of replacement. The average out-of-pocket deductible cost with insurance can range from $0 in cost to an average maximum of about $300.
Similar to Progressive, USAA windshield repair and replacement as well as AAA windshield repair and replacement offer free repairs with comprehensive or collision auto insurance and the price of your deductible for replacement.
How to File a Glass Claim with Progressive
With Progressive, the claim process is over in three easy steps.
Step 1: Submit your claim
Step 2: Schedule the repair or replacement at your convenience
Step 3: Your glass is fixed
Claims can be submitted by phone, online, or through the Progressive app. You’ll be asked to input certain information to determine if the glass should be repaired or replaced.
After repair or replacement is determined, you’ll decide on a home visit or a trip to a shop of your choice. Repairs take about thirty minutes to complete while replacements take about an hour.
Type your ZIP code in the free tool below and discover Progressive windshield replacement comprehensive and collision quotes in your area.
