Death day after policy was signed, looking for input.

My family member died tragically a day after finalizing their life insurance policy. It’s currently going through underwriting while also going through a beneficiary claim at the same time (insurance person’s words, not mine.)

Things to know: I am the only beneficiary and my attorney assured me they are obligated to pay out since the death was not suicide, unreported illness, foul play etc. just a freak accident.

Has anyone here ever encountered this situation at all or close to it? There are still things I need to finalize after this is paid out and it’s been traumatic having to go back and forth with the insurance over this.

Can anyone tell me a time frame on when the underwriting would possibly be done? All HIPAA releases have been submitted, records are being collected as of the last two weeks (due to next of kin delaying signing.)

I’m not sure what to expect when it is done either. If someone could also explain how the pay out process works, that would be extremely helpful as well.

Thank you so much in advance.