Dad wants me to get life insurance and he wants to be the beneficiary.

Hi all. I hope you guys are doing well. Throwaway account for privacy. This is long so TLDR is at the bottom.

I (27F) need help understanding why my dad would want to be the beneficiary on my life insurance. I actually do not have any life insurance at the moment but my dad suddenly brought up the matter to me. I was surprised because we never discussed life insurance in the family before. He never had it. My mom and siblings never had it. He mentioned that if anything bad were to ever happen to me (for example, if I were to “get into a car accident”… his words) then the life insurance would cover that for me.

Apparently my dad has been talking to a life insurance agent and even gave me her number so that I could give the agent all of my info and “permission” for the life insurance. I wrote her number down pretending that I would give the info to the insurance agent but I actually called her later to better understand the situation. When I spoke with the insurance lady, she told me that there is a “death benefit” to this policy and my dad would be the beneficiary if I agree to this. I didn’t give any information and told her that I don’t agree to this. So I think I’m okay because I think you can’t take out a life insurance policy on someone if you don’t have their permission (please correct me if I’m wrong).

A week later after that call, I told my dad that I don’t agree to this and told him what the insurance lady told me. I asked him if he planned on being the beneficiary and he said yes but kept saying “this is for you, this is in case anything bad happens to you” and all that stuff. When I firmly said no again, he got angry at me and said some other stuff I don’t remember (I just walked away at the time).

I apologize if this is silly to even bring up on here but I really don’t see the point of all of this. Apparently he’s trying to do this for my siblings so I’m not the only one. All of my siblings agreed except for me. Ever since I said no, my siblings think I’m being paranoid or extra and my mom says I’m being stubborn. I don’t mean to disrespect my dad. My parents know that I do my best to be respectful to them so they’re telling me that I’m being disobedient, rude, etc.

Just some background: while I do my best to respect my dad (honor him as a parent, say only good things of him, etc) I admit we do not have a healthy relationship. He used to beat me up (I’m not talking about a few slaps on the face) and he is generally a controlling person. It got so bad that I moved out a few years back. This was really frowned upon in my family because my parents believe that no one should move out before marriage. I’m the only one in the family who doesn’t live at home so I know he really doesn’t like that about me. I know that they see me as spoiled/ungrateful for doing this.

I spoke to a friend about this and her reply was “oh hell nah”. She advised me to not agree to anything, not give any info, and to especially not sign anything if my parents ask me to. She then brought up how people have been killed in the past because the beneficiaries wanted a big payout on the person’s life insurance. I believe her and only recently learned that this is an unfortunate reality.

I guess I’m asking for your guys opinion/advice and would like some reassurance on the matter. While we don’t get along the best, I still greet him when I see him. I’m respectful to him and talk to him about everyday stuff whenever I go back home and visit. My dad has worked harder than any man I know to provide for his family. He put me in good schools- all that stuff. Do you guys think I’m being paranoid and extra about this? I think I was right to say no but it doesn’t hurt to hear what others think on the matter.

Thank you for your time.

TL;DR: Dad wants to be the beneficiary on my life insurance. I say no to having a life insurance policy on me and my parents got mad at me as a result. Friend tells me to not agree to anything and I don’t. Why would my dad want to suddenly do this? I don’t want to think it’s for a bad reason but it just doesn’t make sense to me.