California to Reality-Check $144K Public Long-Term Care Benefits Package

One member of the 14-member board is Jamala Arland, an actuary at Genworth Financial, and another is Parag Shah, an actuary at Pacific Life.

The Recommendations

The leanest of the five programs on the task force options list would pay up to $36,000 over two years, as soon as people need care, for eligible program participants who are living at home. It would cover support services, such as adult daycare services and meal delivery, but not housing or facility-based care costs. Claimants could use the benefits anywhere in the United States.

The richest option would pay up to $144,000 over two years, as soon as people need care, for either home-based or facility-based care. A program participant could share the benefits pool with a spouse or domestic partner, and claimants could use the program to pay for care anywhere in the world.

The task force had its members as well as members of the general public rate the options.

The leanest option was unpopular with both the task force members and the general public.

The richest option was the favorite of all members of the general public, and it also had the highest level of support from the task force members.

The California State Capitol in Sacramento, California. (Photo: Sundry Photography/Adobe Stock)