Arkansas Life Insurance | AR Life Insurance Quotes

Rachael Brennan

Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states.
After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in…

Full Bio →

Written by

Benjamin Carr was a licensed insurance agent in Georgia and has two years’ experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

Full Bio →

Reviewed by



Benji Carr


Former Licensed Life Insurance Agent

Benji Carr

UPDATED: Apr 21, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance company and cannot guarantee quotes from any single company.

Our life insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

See also  Humana Medicare Supplement Plans

We offer Arkansas residents life insurance from several of the best AR life insurance companies. Life insurance is very similar from state to state, with a few exceptions, so your Arkansas life insurance rates may vary.

However, this guide should help you understand the differences between Arkansas life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Arkansas.

Before we dive into this guide, find affordable Arkansas life insurance rates by clicking on our FREE quote tool above. Get started now.

Arkansas Life Insurance Quotes

We offer Arkansas residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.

Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies and then approved by the State Insurance Department.

Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.

Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.

See also  Cancelling Your Unimerica Life Insurance Company of New York Life Insurance Policy

Arkansas life insurance also offers residents a free look period up to 30 days, a 30-day grace period, and a timely payment of claims.

Your life insurance quotes are always free.

secured lock

 Secured with SHA-256 Encryption

Life Insurance Rates in Arkansas

Let’s take a look at what the best life insurance companies charge. This will give you an idea of what to expect with Arkansas life insurance rates. In the first chart below, you’ll notice the average annual rates for non-smokers based on age, marital status, and gender. 

Now, take a look at the average annual rates for smokers based on age, marital status, and gender. As you can see, the Arkansas life insurance quotes are much higher, presumably because of the higher mortality risk.

You can also see how many life insurance companies there are in Arkansas versus the other southern states.

According to the chart, there are 24 Arkansas life insurance companies that specifically do business within the state, which means plenty of Arkansas life insurance policy options for you. Click our free quote tool on this page to find out exactly who will offer you the best Arkansas life insurance rate.

Arkansas Guaranty Association

State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance, and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.

See also  Buyers Still Want Life and Health Brokers: Stacy Kirshner

In Arkansas, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.

Arkansas Life Insurance Contacts

Here is a list of all the necessary state contacts for residents with Arkansas life insurance claims and other related matters.

Guaranty Association

If you need information about an Arkansas life insurance or health insurance guaranty, contact the Arkansas Life & Health Insurance Guaranty Association at 1-501-375-9151 or visit the website.

Insurance Department

For the latest updates from the Arkansas Department of Insurance contact information is as follows:

The Arkansas Insurance Department is where you can find the Arkansas Insurance Department rules and regulations and an Arkansas insurance code for your Arkansas insurance commissioner complaint.

You can also obtain up-to-date information on a life insurance license in Arkansas, i.e., if an agent has participated in insurance continuing education in Arkansas, from the Arkansas Department of Insurance. Print a license or request a copy for your records.

Legal Info

QuickQuote is licensed to sell life insurance in Arkansas under Agency License Number 248173.

The licensed company principal is Tim Bain, Agent License Number 208927.

Your life insurance quotes are always free.

secured lock

 Secured with SHA-256 Encryption

Arkansas Life Insurance Companies

American General Life Insurance Company

Banner Life Insurance Company

Fidelity Life Association

Haven Life / MassMutual

John Hancock Life Insurance Company

Lincoln National Life Insurance Company

Metlife Life Insurance Company

North American Company for Life & Health Insurance

Pacific Life & Annuity Company

Principal Life Insurance Company

Protective Life Insurance Company

Pruco Life Insurance Company (Prudential)

Sagicor Life Insurance Company

The Savings Bank Life Insurance Company of Massachusetts (SBLI)

Transamerica Life Insurance Company

United of Omaha Life Insurance Company

Don’t wait — Use our free quote tool to get affordable life insurance rates in Arkansas. Get started now.