Arkansas Life Insurance | AR Life Insurance Quotes
Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states.
After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in…
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Written by
Rachael Brennan
Licensed Insurance Agent
Benjamin Carr was a licensed insurance agent in Georgia and has two years’ experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.
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Reviewed by
Benji Carr
Former Licensed Life Insurance Agent
UPDATED: Apr 21, 2022
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We offer Arkansas residents life insurance from several of the best AR life insurance companies. Life insurance is very similar from state to state, with a few exceptions, so your Arkansas life insurance rates may vary.
However, this guide should help you understand the differences between Arkansas life insurance as well as find resources in your state. We’ll also show you how to get the best life insurance in Arkansas.
Before we dive into this guide, find affordable Arkansas life insurance rates by clicking on our FREE quote tool above. Get started now.
Arkansas Life Insurance Quotes
We offer Arkansas residents life insurance from several A-rated life insurance companies. Life insurance is very similar from state to state, with a few exceptions. This guide should help you understand the differences as well as find resources in your state.
Policy Cost – The premium (cost) you pay for your life insurance policy does not vary by state. It is the same regardless of which state you live in. Premiums are set by life insurance companies and then approved by the State Insurance Department.
Company Availability – Not all companies are available in every state. For example, if a life insurance company has not filed its product or rates with your State Insurance Department, that company won’t be available in your state. Company availability changes often due to new filings.
Product Availability – There are instances where life insurance companies offer only specific products or riders in a state. For example, a company may offer a child insurance rider on their policy, but the feature may not be available in all states. These exclusions can be viewed by clicking on the life insurance companies in the list below.
Arkansas life insurance also offers residents a free look period up to 30 days, a 30-day grace period, and a timely payment of claims.
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Life Insurance Rates in Arkansas
Let’s take a look at what the best life insurance companies charge. This will give you an idea of what to expect with Arkansas life insurance rates. In the first chart below, you’ll notice the average annual rates for non-smokers based on age, marital status, and gender.
Now, take a look at the average annual rates for smokers based on age, marital status, and gender. As you can see, the Arkansas life insurance quotes are much higher, presumably because of the higher mortality risk.
You can also see how many life insurance companies there are in Arkansas versus the other southern states.
According to the chart, there are 24 Arkansas life insurance companies that specifically do business within the state, which means plenty of Arkansas life insurance policy options for you. Click our free quote tool on this page to find out exactly who will offer you the best Arkansas life insurance rate.
Arkansas Guaranty Association
State guaranty associations are committed to protecting resident policyholders and beneficiaries in the event of an insurance company insolvency. The association is made up of all insurance companies licensed to sell life insurance, health insurance, and annuities in the state. If an insurance company becomes insolvent (goes out of business), the association steps in to protect policyholders by continuing coverage and paying claims, up to defined limits.
In Arkansas, a life insurance policy is protected up to $300,000. This amount is the maximum benefit provided for any one life. In other words, multiple policies on any one person are limited to this amount.
Arkansas Life Insurance Contacts
Here is a list of all the necessary state contacts for residents with Arkansas life insurance claims and other related matters.
Guaranty Association
If you need information about an Arkansas life insurance or health insurance guaranty, contact the Arkansas Life & Health Insurance Guaranty Association at 1-501-375-9151 or visit the website.
Insurance Department
For the latest updates from the Arkansas Department of Insurance contact information is as follows:
The Arkansas Insurance Department is where you can find the Arkansas Insurance Department rules and regulations and an Arkansas insurance code for your Arkansas insurance commissioner complaint.
You can also obtain up-to-date information on a life insurance license in Arkansas, i.e., if an agent has participated in insurance continuing education in Arkansas, from the Arkansas Department of Insurance. Print a license or request a copy for your records.
Legal Info
QuickQuote is licensed to sell life insurance in Arkansas under Agency License Number 248173.
The licensed company principal is Tim Bain, Agent License Number 208927.
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Arkansas Life Insurance Companies
American General Life Insurance Company
Banner Life Insurance Company
Fidelity Life Association
Haven Life / MassMutual
John Hancock Life Insurance Company
Lincoln National Life Insurance Company
Metlife Life Insurance Company
North American Company for Life & Health Insurance
Pacific Life & Annuity Company
Principal Life Insurance Company
Protective Life Insurance Company
Pruco Life Insurance Company (Prudential)
Sagicor Life Insurance Company
The Savings Bank Life Insurance Company of Massachusetts (SBLI)
Transamerica Life Insurance Company
United of Omaha Life Insurance Company
Don’t wait — Use our free quote tool to get affordable life insurance rates in Arkansas. Get started now.
