Important Information Regarding Filing a Workers Compensation Claim
As an employee, you are an important part of the success that your company has. Perhaps you have a skill set that is in high demand. Your employer will put things in place to help keep you happy. If you are injured on the job, your treatment should be covered through workers’ compensation. Here’s a look at how to proceed when filing a claim.
If you are injured on the job, your health and livelihood could be at risk. However, getting the benefits you deserve can be complicated at times. Your rights would be protected through workers comp insurance. Workers compensation policies are beneficial for both employees and employers. Your employer covers your medical treatment and potentially lost wages if you are injured on the job. In exchange for coverage, you waive your right to sue the company. Filing a claim allows you to receive the benefits. In most cases, the claims process is not smooth. There’s a possibility that your claim is denied based on something minor. To guide you through the process, here are some tips you can implement.
Notify Your Supervisor Immediately
Once you have sustained an injury, you should notify your supervisor as soon as possible. Failing to notify your supervisor immediately about the accident is a major mistake. Your benefits may be reduced or completely denied. It’s recommended that you speak with your supervisor immediately, even if your injury does not require medical treatment or results in your missing time.
Receive Treatment
If your injury requires medical treatment, it’s recommended that you accept treatment through the physician provided by your employer. If your employer does not mandate that you see a particular provider for treatment, you can visit your primary physician. It’s important to keep track of the receipts and reports you receive, adhere to your physician’s instructions, and show up for your follow-up appointment.
Written Notice of Claim
As a Connecticut employee, you are entitled to file Form 30C, which notifies the Workers’ Compensation Commission that you intend to file a claim to receive benefits. Filing Form 30C is mandatory, even if you have already informed your employer about the workplace injury.
Seek Legal Assistance if Necessary
Research shows that many workers’ compensation claims in Connecticut are denied. If you are injured on the job, having your benefits denied could have serious financial consequences. The lack of wages may cause you to fall behind on bills. If you’re injured on the job, it’s recommended that you contact an attorney that has experience handling workers’ compensation claims. Experienced attorneys will not charge a fee upfront. Instead, they wait to be paid once your claim is successful. If your claim is not successful, you shouldn’t have to pay any attorney fees.
Consult with Abbate
Getting injured on the job can be a traumatic experience. Utilizing these tips can help you secure the benefits that you deserve. If you have any questions about the workers compensation claims process, contact the team here at Abbate Insurance, and we will assist you.
