Will insurance cover foundation leaks?

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It will cover a foundation leak only if the leak occurred due to a covered cause. For example, if the plumbing in the soil surrounding the home leaks and cracks the foundation, the underlying cause is a covered plumbing issue. The foundation leak would be covered. Nov 22, 2021

Does house insurance cover damage to a Neighbour’s property?

In general, your home insurance policy should cover you for issues that aren’t your fault, including any damage your neighbour causes to your home as a result of an insured peril such as a fire or flood. In some cases, you may have to claim on your policy under accidental damage and pay an excess. Nov 24, 2021

Does homeowners cover ground movement?

The truth is, most homeowners policies do not cover “earth movement” events. In fact, they’re frequently named as an “excluded peril” — a fancy name for a listed event — that is not insurable.