Who is responsible for water damage from flat above?
Who is responsible for water damage from flat above?
Any excess payable will normally be shared by all of the leaseholders through the service charge. If the leak arises from an area with the control of another leaseholder then it is more likely that the leaseholder will be responsible for the damage caused to your flat.
Can my Neighbour cut my tree without asking?
Entering someone’s property, without permission, to cut a tree would undoubtedly be illegal. You may need to take matters to court. Apr 13, 2006
Whose responsibility is it to cut overhanging tree branches?
The responsibility for the tree and any damage it may cause is that of the tree-owner. If his tree damages your property then he is liable. Should the situation become a legal dispute then you may be covered for your legal costs. Feb 17, 2016
What is the law if a neighbors tree roots are damaging my property?
If your neighbour’s tree’s roots come on to your land, you are entitled to remove them. However, you will be liable for any damage caused to or by the tree as a result. Further, you are unlikely to notice the roots unless they are causing problems. Feb 25, 2020
Can I force my Neighbour to put up a fence?
Unless the existing fence is causing a safety hazard on your side, there’s very little you can do to force your neighbour to repair or replace it if they don’t want to. This is understandably frustrating for you, watching the fence leaning, rotting or falling apart, but legally your hands are tied.
Can my Neighbour lean things against my fence?
Only if your neighbour gives you permission to do so. Leaning things against your neighbour’s fence, hanging things on your neighbour’s fence, even using your neighbour’s fence as a makeshift retaining wall, will place a much heavier burden on the fence panels and supporting posts than they were designed to bear. Jan 24, 2022
Can my Neighbour attach things to my fence?
The short answer to this question is, of course, “no”. If you own the fence and you have not granted your neighbour permission to do so, they are not allowed to attach or nail things to your fence. Oct 2, 2020
What are 3 things that could make home insurance go up?
These are the 11 reasons home insurance rates increase. You Filed a Claim. …Your Insurer Covers Too Many Homes in Your Area. …Your Company Paid Out a Lot of Claims. …Inflation. …You Lost Discounts. …You Added a Trampoline or Swimming Pool. …You Made Some Big Home Improvements. …You Have Outdated Electrical, Plumbing, and HVAC Systems. More items… • Oct 8, 2020
Why are older homes more expensive insurance?
Older homes are viewed by homeowners insurance companies as higher-risk than newer homes — they can be fragile, their construction materials may be obsolete, and certain structural components like the roof or plumbing may not be in very good shape — and therefore homeowners insurance premiums for old homes are …
What is the 80% rule in insurance?
The 80% rule means that an insurer will only fully cover the cost of damage to a house if the owner has purchased insurance coverage equal to at least 80% of the house’s total replacement value.
Is it hard to insure older homes?
Insuring older homes is much riskier for insurance companies. Older homes are more susceptible to damages like fires or roof problems. It might be more difficult for you to get a policy for an older home. If you are approved, you can expect to pay a higher premium than someone with a newer home.
Why did my homeowners insurance go up in 2021?
Labor and construction material costs have gone up. These reconstruction costs ebb and flow, and they rely heavily on economic factors and market prices of both materials and labor. As these costs rise, insurance carriers adjust your coverage amount to reflect these local factors.
What is a bedroom for insurance purposes?
Bedrooms. Your home insurance company will ask how many bedrooms you have in your property to see what size your home is. A bedroom is generally defined as a room either originally designed for sleeping in (even if now used for other purposes), or later converted for sleeping in.
Which of the following is something that will not affect your homeowners insurance premium?
Which of the following is something that will not affect your homeowners insurance premium? Answer: A (The distance of the home from a school.)
What is the most basic home insurance coverage?
An HO-1 policy is the most basic of all the types of homeowners insurance policies. It only provides coverage for the structure of your home, attached structures like garages, and appliances and home features like carpeting. It does not include coverage for personal property, liability or additional living expenses. Feb 9, 2022
