Who invented homeowners insurance?

Who invented homeowners insurance?

Benjamin Franklin: America’s First Insurer Property insurance was certainly not an unknown concept in the 18th century: England’s famed insurer Lloyd’s of London was established in 1688.

What is not covered under homeowners insurance?

What is not covered? Destruction of property willfully. Damages to property due to wear and tear. Loss to property due to war.

Is flood damage covered by homeowners insurance?

Your standard homeowners policy doesn’t provide flood coverage. It’s important to note that, as a rule, homeowners and renters insurance does not cover damage from flooding.

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