Which area is not protected by most homeowners insurance?
Which area is not protected by most homeowners insurance?
2. What’s NOT Covered On a Standard Homeowners Insurance … Earthquake and water damage. In most states, earthquakes, sinkholes, and other earth movements are not covered by your standard policy.
Which homeowners policy offers the least amount of coverage?
HO-1 policies offer the narrowest homeowners insurance coverage that is limited to a specific list of 11 named perils. Nov 10, 2021
What is the difference between homeowners insurance and property insurance?
Homeowners insurance covers liability, which you face if a visitor suffers injury or property damage while on your property. Unless you purchase a separate liability policy or add this coverage to your policy with a rider for a separate premium, standard property dwelling insurance does not come with this protection.
What does APS mean in property insurance?
Why Does a Life Insurer Need an Attending Physician Statement (APS)? Feb 7, 2022
Which of the following could be insured under Coverage B of a homeowners policy?
Explanation: Other Structures–Coverage B covers structures on the premises set apart from the dwelling by clear space, such as a detached garage. The policy does not cover other structures rented to others for other than use as a private garage. A detached garage used for business is also not covered.
