What’s cheaper third party or comprehensive?
What’s cheaper third party or comprehensive?
In most cases a third party, fire and theft will be cheaper than comprehensive insurance because it offers less protection for your own vehicle.
What happens if I crash my car into a tree?
If your car crashes into a tree and you damage the tree itself, you may also be responsible for removing and/or replacing the tree and fixing any surrounding damage (ruined grass from tread marks, etc.). In many cases, your property damage liability coverage will pay for these costs, up to your coverage limits.
What does act of God mean in insurance?
An Act of God is an accident or event resulting from natural causes without human intervention, and one that could not have been prevented by reasonable foresight or care. For example, insurance companies often consider a flood, earthquake or storm to be an Act of God.
