What is the most important part of homeowners insurance?

What is the most important part of homeowners insurance?

The most important part of homeowners insurance is the level of coverage. Avoid paying for more than you need. Here are the most common levels of coverage: HO-2 – Broad policy that protects against 16 perils that are named in the policy. Feb 14, 2014

Does USAA cover busted pipes?

Property coverage: The insurance will compensate you for any personal property lost when a plumbing failure causes damage to your house. However, certain luxury items, such as watches, can only be protected up to $1,000 to $2,000 unless you add an optional rider to your policy. Dec 20, 2020

Does USAA cover black mold?

Does USAA Homeowners Insurance Cover Mold? USAA provides some coverage for testing, treatment and removal of mold as part of a standard homeowners insurance policy. Mar 2, 2022

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