What is the difference between landlord insurance and contents insurance?

What is the difference between landlord insurance and contents insurance?

Landlord Property Insurance, which covers your building and permanent fixtures and fittings. Landlord Contents Insurance, which covers your property’s furnishings including carpets and blinds.

Who pays building insurance freeholder or leaseholder?

freeholderThe freeholder is usually responsible for buildings insurance, which is typically included as part of the service charge. Your lease will explain how the service charge is organised and what you’ll have to pay.

Is it worth having home insurance?

It is a good idea to take out home contents insurance to cover your possessions against fire, theft and other risks, such as accidental damage. If something happens to destroy or damage your possessions, it can cost a lot of money to replace them items, some of which may be essential.