What is the clue report?

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C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database produced by consumer reporting agency LexisNexis® that enables insurance companies to access consumer claims information when they are underwriting or rating an insurance policy.

Does Cancelling insurance hurt credit?

Cancelling your car insurance policy shouldn’t affect your credit score, whether you pay monthly or annually. As long as you cancel it properly. If you pay monthly, you can’t just cancel your direct debit. You’ll need to tell your insurer you want to cancel and pay any admin fees.

What is a 30 day free look period?

The free look period is the first 10 to 30 days of your life insurance policy, when you can cancel your coverage without penalty and get a refund of premiums you’ve paid.