What is PIP and PDL Florida?

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Personal Injury Protection (PIP) covers you regardless of whether you are at-fault in a crash, up to the limits of your policy. Property Damage Liability (PDL) pays for the damage to other people’s property.

What is the average cost of homeowners insurance in Florida?

The average cost of homeowners insurance in Florida is $1,648 per year for a $250,000 dwelling coverage policy. This is about 19% higher than the national average premium of $1,383 per year for the same amount of coverage. 3 days ago

Is hurricane insurance mandatory in Florida?

Despite the high risk, Florida doesn’t specifically require hurricane insurance. That’s because hurricane insurance isn’t a separate policy you can purchase. It’s included in a standard property insurance policy.