What is not covered in fire insurance?

What is not covered in fire insurance?

Exclusions Under Fire Insurance Policy in India No cover for loss/damage theft or expense incurred directly or indirectly caused by any kind of terrorist activity are not covered by the policy. No cover for damage due to war, invasion, civil war, commotion, mutiny warlike situations, etc.

How do I claim for fire insurance?

Claim Process Immediately inform the insurance provider either online or by calling on their 24/7 toll-free number. Also, contact the fire brigade and the police. Insurance company will appoint a surveyor for scrutiny of the situation. Submit the duly filled in claim form and other proofs and photographs. More items… • Oct 31, 2019

What is the consequential loss in the fire insurance?

Consequential Loss (Fire) Insurance Policy The Consequential Loss (fire) policy covers Loss of Gross Profit and/or increase in cost of working due to reduction in turnover/output.

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