What is not covered in fire insurance?
What is not covered in fire insurance?
Exclusions Under Fire Insurance Policy in India No cover for loss/damage theft or expense incurred directly or indirectly caused by any kind of terrorist activity are not covered by the policy. No cover for damage due to war, invasion, civil war, commotion, mutiny warlike situations, etc.
Does insurance cover stupidity?
If you do something incredibly stupid that you know will result in injury, does your insurance company have to pay? Usually, yes. Insurers are free to include clauses in their contracts that exempt them from paying for self-inflicted injuries or those incurred during specific risky behaviors like skydiving. Nov 9, 2010
How does insurance work after a house fire?
If your house catches fire and the things inside it are damaged or destroyed, your personal property coverage will help to pay for the cost to replace your stuff, up to your personal property coverage limit.
